Coins make carpooling transactions more convenient. The Chip-In for an upcoming trip is withheld from a passenger’s account once the carpool has been confirmed until the carpool has been completed, at which time they are transferred to the driver. In the event a carpool is cancelled, Coins withheld for that upcoming trip are returned to the passenger.
This safeguard, which protects both passengers and drivers, would not be possible through traditional credit or debit card transactions.
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